All about: Provident car insurance

If you are looking for the best service and best insurance cover for your motor vehicle, Provident Car Insurance addresses all your car insurance needs. The company was founded in 1966, and specialises in private and commercial car insurance. The motor insurance product has been further developed to cater for female drivers, drivers of older cars and second cars in a family.

Motor insurance product

Provident UK offer a fine tuned motor insurance product to address specific insurance needs of private car owners and commercial vehicle owners. Car insurance covers loss or damage to your vehicle and liabilities to third parties such as third party property damage and third party bodily injury. Other extensions such as medical expenses, emergency accommodation, personal accident cover and roadside assistance are added to the basic policy cover. Car insurance product features Other than the normal insurance cover, Provident Financial insurance offers additional features to differentiate its products. The additional product features are Headstart and Manoeuvre. It is for young drivers aged 17 and 24 who does not have the much needed driving experience to qualify for some driving experience discounts. On the other hand, Manoeuvre is designed for male drivers aged 25 and 49 years who have relatively more driving experience. First lady, Lady Driva and Second car These products are aimed at female drivers and recognises the idea that female drivers are generally risk cautious, thus it offers competitive rate and premium discounts. Provident Infinity and thirty plus The provident infinity product is designed for drivers who are 50 years and above and it takes into consideration their driving experiencing, which is important when rating their driving risk. The Thirty- plus car insurance product targets drivers who are aged between 30 and 80.

Why Provident car insurance

Customer focused products and premium discounts Provident car insurance offer products that have additional benefits other than the general motor insurance cover. These value added products include the value protection cover which protects the insured from depreciating the value of his car in case of write-off claim. The products offered recognises different risk profiles of clients like the driving risk attached to gender and driving experience. Online service facility Provident Car insurance has an online service facility where you can obtain quotations, file a claim and get the policy wordings, direct debit process and other insurance related professional services.