How to get the best travel insurance at 60+
Cheap insurances for over 60s are hard to find because seniors are more at risk of health problems. In order to find insurance coverage that's affordable and comprehensive, you should begin your search at a specialist insurer. They understand the difficulties you're likely to experience and have ways to provide single trip and annual insurance policies at a reasonable price.
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Companies that offer best buy over 60's travel insurance
Yearly travel insurance from World First
Widely recognised as an industry leader in the provision of yearly and single-trip travel insurance for seniors. One of the few insurers that will provide single trip coverage for travellers with pre-existing medical conditions, such as cancer and heart problems, for people who are up to the age of 100. Annual coverage is available, provides you're under 79 years old.
Cheap insurance rates from Delta insurance
You can get coverage for some, but not all, pre-existing medical conditions. Health problems must be disclosed from the outset so that the premium can be calculated by an underwriter. If you're between the age of 60 and 65, you'll usually be covered by a standard policy. Long stay travel policies are available for seniors that last for up to 18 months.
Travel insurance for over-60's from Age UK
Age UK has a partnership with Ageas Insurance Limited to provide specialist insurance price quotes for senior citizens. As standard citizens, you'll benefit from up to £10 million of emergency medical expenses. Age UK will provide coverage for pre-existing medical conditions in most circumstances, but will advise you in advance if they're unable to cover you.
Strategies to reduce the cost of holiday insurance for seniors
Use a price comparison service
You're more likely to find best buy insurance for travel by using a price comparison service, such as Moneysupermarket.com and Comparethemarket.com. Most people don't have the time to go to each insurer individually for a quote. It's a lot easier to enter the required data and let a comparison website trawl through all of the prices and different features for you.
Cost versus quality
We all want to to save money on insurance, but it's important to remember why the policy is being taken out. Cheap isn't best if it involves cutting back on important parts of the policy. Sadly, most people don't realise the consequences of this until they have an accident or fall ill. Take time to compare the features of policies and identify why coverage is less expensive.