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A guide to personal car leasing

There are several advantages to leasing a car. It can greatly reduce costs associated with vehicle ownership and maintenance, take away the worry of replacing the car, and let you take advantage of the best lease offers. Still, there are some points that you need to consider before leasing a vehicle. This article provides you with a guide to personal car leasing.

Benefits of leasing a vehicle

You make a much lower monthly payment, usually about 50 percent less than you would if you were to buy the same vehicle. In some cases, you do not even have to make a down payment on the car.

Weighing your options

Consider the type of lease that better suits your needs and current economic situation Short-term lease If you lease for a short term, you can drive a new car every two or three years without having to worry about selling or trading-in the vehicle. In addition, if you are a good driver, you can save on expensive repairs associated with used vehicles since your manufacturer’s warranty will be still in place during the lease term. Long-term lease Long-term leasing may increase your lease expenses. If you want to lease for more than three years, you might want to consider an extended warranty. In some cases, it is a good idea to include gap insurance as well. This type of insurance covers you in case the vehicle is stolen.

Leasing your car

After deciding which car you want, add to your list one or two more models close to the one you chose that you would consider leasing. This is because similar models to the one that you want may come with better lease deals and may influence your final decision. Check out their market value online and compare lease specials on those particular models. Then, select the car that you want. Before signing Before signing a contract, know how many miles you are limited to every year and how much in fees you need to pay for every mile beyond those. Ask for options like maintenance and even mechanical repair service, if necessary, to include in the contract. Know the lease details The lease company should let you know what type of excess wear on the car you would need to cover at the end of the lease, if applicable, and what is the penalty that you would have to pay if you were to terminate the lease before the period stipulated in the contract. Car leasing companies charge a substantial amount for terminating a lease before its due time.

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