A guide to workers' compensation in the UK

Workers compensation may come in handy for those who have been injured at their place of work. This article will be discussing and providing a brief guide to workers' compensation in United Kingdom - where and how to claim it if necessary.

Workers compensation

What is compensation? In financial terms, compensation is the salary and wages that you pay to your employees for the work they do. Other non-financial forms of compensation can also be offered to attract and retain staff. Workers compensation in UK: Workers compensation in the United Kingdom helps workers and their families to claim for compensation in the case of injuries, illness or death that occurs due to carelessness, negligence or inadequate training in any workplace. In the workplace, accidents can occur very unexpectedly and consequently, they can affect the life of the workers and disrupt the work. Carelessness is the prime cause of accidents, which could result in injury or even death. There are many rules and regulations that are put in place at work to protect and ensure the safety of their employees, especially in hazardous and accident prone areas. In the case of an accident or injury at the workplace, a solicitor will assess and review the extent of the injury in terms of out-of-work-pay and compensation will be provided accordingly. What can it cover? Not only does the workers' compensation in the UK cover injury, it also supports victims in the workplace who are subject to harassment, bullying, and discrimination on basis of race, sex, religion or unfair dismissal from work or workplace crimes like assault, rape, murder along with work-related stress problems.

How to claim?

A guide to claiming workers compensation All employers within the United Kingdom are subjected to the compensation laws and are obliged to purchase compulsory Employers Liability Insurance in accordance with the Employers Liability (Compulsory Insurance) Act of 1969. There is a current minimum Limit of Indemnity required at £5,000,000 per occurrence. Market practice is to usually provide a minimum £10,000,000 with inner limits to £5,000,000 for certain risks for instance, workers on oil rigs and acts of terrorism. Conclusion There are many internet sites as well as solicitors that can assist you in times where you need to apply for compensation. Always have health insurance whether it is private or public as a contingency. There are also internet sites which can provide you with advice on whether you are entitled to a claim.