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A review of Sound Credit Union

Sound Credit Union is based in the Washington State area. It is operating since 1940, Sound currently (as of July 2011) has 43,000 members and an asset base of $544,000,000. For more information about Sound Credit union and its financial offerings, read this article.

Overview of Sound Credit Union

Founded in 1942, Sound Credit union began operating in Tacoma, Washington. Over the years, Sound expanded until presently it has 50 branches throughout Washington State. Mission "To provide high-quality financial products and services."* Values "To make doing business with us easy, quick, and convenient."* * Courtesy of the Sound website. Financial status Even with the economic turndown, Sound Credit Union remains strong, achieving a net worth ratio of 10.35% in the first quarter of 2011, which is 3% higher than the recommended minimum. Awards Sound received the Crystal Performance Award for the second year in a row in 2010. The second quarter of 2011 represented the 13th quarter in a row where Sound has received the Bauer Five-Star rating.

Sound Credit Union financial offerings

Auto loans Sound auto loans provide a comprehensive service which provides loans both for new and second-hand vehicles and even loans for green vehicles. Moreover, Sound has expanded its service in order to buy other vehicles such as boats, RVs, ATVs, snow crafts, to name but a few. Home loans Sound provides first time home loans, refinancing mortgages, home equity lines of credit and land loans. Some of these loans are particularly innovative. For example, the Fixed home equity loan allows the account holder to take out a loan up to 100% of the equity on their home. Visa cards Sound provides two credit card options which are: Visa Blue which is designed to provide low variable, rates and zero yearly fees. Its present variable rate is 10.95% to 17.95%. Visa Platinum is designed to suit customers who like to earn redeemable rewards when they shop. Like the blue card it has a zero yearly fee, however, its interest rates are set slightly higher at 11.95% to 18.95% Checking accounts Checking accounts have the following features and benefits: · Free checking facility.
· Plus and Advantage Checking accounts, which provides interest on the balance.
· High-yield, it provides even more interest as well as easy account access.
Vision checking It has special features for those over 55 years old. Savings and investments
It provides a variety of short term, middle term and long term accounts. It also includes accounts for children as well as Individual Retirement Funds (IRA's), plus savings bonds and certificates. Personal lands Sound provides short and medium term personal loans, lines of credit and share and certificates based loans.

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