If you are looking for a bank that satisfy your banking needs and that has a reputation of good customer care, Mutual Savings Bank is the ideal bank to associate with. The bank was founded in 1890 to provide customer-focused banking and lending services to individuals and businesses. This article outlines all about Mutual Savings Bank.
Mutual Savings Bank services
Mutual savings bank provides banking products which are overdraft privilege program, savings accounts, and account services to individuals and businesses.
Overdraft privilege program The overdraft privilege limit allows you to access more funds to supplement your expenditure budget, even if you have insufficient money in your bank account.
Savings account Mutual savings accounts such as money market savings, kids club savings, statement savings and passbook savings allow you to earn extra money through interest by using these family money deposit and savings accounts. Investments services Investments services offered by Mutual Savings Bank other than the normal savings accounts are certificate of deposits and individual retirement account. Certificate of Deposits (CD’s) This is an investment service where you can enjoy competitive interest rates on CD’s that has customer-focused terms.
Individual retirement accounts This allows you to save money for your future day-to-day income after retiring from your employment. Lending services Mutual Savings Bank provides loan services to businesses and individuals which include mortgage loans, consumer loans and commercial loans. These loans are further divided to specifically address your needs. For example, mortgage loans are divided into fixed-rate mortgages, adjustable-rate mortgages, non-owner occupied mortgages, rural housing loans, smaller down-payments and construction loans where you can choose from.
Why associating with Mutual Savings Bank
Online banking services
Mutual Savings Bank has an online banking facility that enables you to do your banking transactions in the comfort of your home without going to the bank. All communications with the bank is done online and feedback is also posted through the Internet. Internet banking services include paying your bills, transferring money from one account to another, applying for another service like opening an investment account and viewing all your banking transactions online.
Tailor-made products and good customer services Mutual Savings Bank has a variety of products that address specific needs of different people. Also, you feel honoured by just banking with Mutual Savings Bank because of their good customer service.