All about: TD Canada Trust Bank

aron

25 juil. 2011

Finding the right bank is fundamental for your financial future. Whether you are a frequent bank customer using bank services for business purposes or you just have an account and visit your bank once in a while for your transactions, you should choose the bank that better suits your needs. Read the following article and find all you need to know about the TD Canada Trust Bank.

Accounts

TD Canada Trust Bank can offer you chequing accounts, saving accounts and US dollar accounts, which you can also manage through the TD web banking.
Chequing accounts TD Canada Trust Bank’s chequing accounts are designed to fit all clients’ needs. You can select the account that better suits your own financial needs among a vast variety of regular and specialty accounts. Select service account A select service account offers you unlimited transactions, credit card, a small deposit box and personalised cheques. An infinity account offers you unlimited transactions and discounts, However, if you only need a certain number of transactions per month, select the value or the value plus account. If you want a specialty chequing account, you can choose between the value plus for student account or the plan 60 account.
Savings accounts If you are interested in savings accounts, you can choose the ideal for you among the TD everyday savings account, which offers you great flexibility, the TD high interest savings, with a premium interest rate, the youth account, if you are under 19 years old and the tax free savings account, if you want to save on tax money.

Credit cards

TD Canada Trust Bank offers you a variety of Visa Credit Cards.
Credit Card Selector Benefit from the ‘Credit Card Selector’ tool and find the card that is right for you among reward credit cards, travel credit cards, advantage credit cards and others.

Mortgages

If you are thinking of buying a new home and you are interested in a mortgage, a TD Canada Trust Bank agent can help you from the application stages to the approval process. TD Canada Trust Bank also offers you the opportunity to get a pre-approved guarantee and enjoy a 120-day rate guarantee.

How to get a no money down mortgage

Getting zero down mortgages used to be a relatively straightforward proposition. When the property market was booming, there were many banks and lenders who were willing to lend you 100 percent - or more - of the value of a home. After the sub-prime mortgage crisis of 2008 and 2009 and the decline in real estate value which resulted from it, banks have become much more selective in who they lend to and many are requiring down payments as high as 20 percent. No money down mortgages can still be found but it is a much more challenging proposition.

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