UCB Home Loans are noted as specialist lenders for the group Nationwide Building Society. Despite no longer offering mortgages to new customers, existing mortgage customers can still benefit from the same services in the future. Customers can also receive advice, if they wish to change the condition of their mortgages, such as extending their agreement. This article provides you with an overview on UCB Home Loans.
Borrowing from UCB Home Loans
People can use from UCB fixed rate Home Loans as long as they have received a mortgage with the company for a minimum period of six months. Further loans will depend on individual circumstances, and customers are advised to consult with the company to discuss their options. The funding received by UCB Home Loans may be used for multiple purposes, such as renovation work, university tuition fees, or even holidays. Exclusion However, certain purposes that are excluded include repayments of any overdue tax, bad debt consolidation, timeshare property purchases and raising funds to develop a new business. In addition to this, the company is unable to offer new loans for self-certified mortgages.
UCB Home Loans aims to make mortgage payments simple and easy to follow. When priorities or circumstances have changed, the company aims to adapt to this, by offering a flexible service. For example, some customers use a tracker or fixed rate mortgage, while others are just looking for better deals. Customers should consider contacting UCB Home Loans by phone or by e-mail.
When people experience financial difficulties, they may struggle to meet their mortgage commitments. However, UCB Home Loans aims to help customers that are struggling financially, as long as they notify the company that they may be unable to keep up with their payments in the future. UCB Home Loans can help customers reach a suitable solution in order to alleviate their stress. Contact numbers for customers facing problems There are many contact numbers for customers experiencing different problems. These include the following: - A Litigation team (in the unlikely event that UCB Home Loans has to pursue legal action) - A Shortfall team (for customers recovering any debts after a property sale of repossession) - A Mortgage Arrears Service (for anyone concerned about their mortgage payments and a phone number for customers calling from abroad)