With an amalgamation of 39 separate health insurance organisations and companies, Blue Cross and Blue Shield is a major player in the USA health insurance market. At the beginning, Blue Cross and Blue Shield were two different companies. It was only in 1965 that Blue Cross and Blue Shield became Blue Cross Blue Shield Health Insurance which provides health insurance to people in all states in the USA.
One of the oldest health insurance providing company, Blue Cross and Blue Shield Insurance provides health insurance independently and together. The companies associated with the organisation are licensees and independent of the association to offer their own health insurance packages. Thus, it is a kind of association of convenience for several health insurance companies which have agreed to either sell their own health insurance or sell under a Blue Cross and Blue Shield brand name. Advantages of buying health insurance from Blue Cross and Blue Shield Being one of the oldest and largest health insurance providing company, it brings reliability and established standard customer care. Moreover, when the company caters for the health insurance needs of more than 100 million Americans, it implies that a large number of citizens in the country trust it. An important aspect of health insurance from Blue Cross and Blue Shield is a large number of health insurance policies which suit individual requirements. Issues with health insurance from Blue Cross and Blue Shield One major obstacle is that Blue Cross and Blue Shield Health insurancebeing a large corporation and having huge number of customers, branch offices are often crowded. Too much crowd of health insurance holders may mean less customer care and time consuming grievance solution.
As it provides health insurance to state government employees and the federal government employees as well as various other employees from corporate world, it can be trusted. With comprehensive range of health insurance policies, Blue Cross and Blue Shield can offer highly suitable individual policy and premium option to consumers.