How to get a cheap motor car insurance quote

Getting a cheap motor car insurance quote is easy. You only need to follow a few tips. Gone are the days when you had to pick up a phone each time you wanted a quote. The Internet has made almost everything easy especially as far as insurance quotes are concerned. It is now possible to get your car insurance quote within a few minutes. You can also compare quotes from different auto insurance providers online

Tips on getting cheaper insurance

Shopping around If you are looking for a cheap car insurance quotations, it is important to do some shopping first. You can use car insurance supermarkets to compare quotes. Such websites only ask you to provide details about your car. They want to know your vehicle make and model, year of make, replacement value, security features and driver’s details. Based on the information you provide, you will get a list of different quotes from service providers. This is where you can pick the cheapest quote. Car make and model The type of car which you drive determines the amount of premium you are going to pay. Inexpensive cars are cheaper to insure. The best way to get cheaper insurance is buying a cheap car make. Sports cars and other luxury makes are expensive to insure.

Security and safety issues

Make sure your car has got security and safety features. Insurance companies will definitely consider the security aspect when they do a car insurance quote. Installing alarm systems and immobilsers will reduce the chances of your car getting stolen. This is the same case with safety features like air bags. They reduce the impact of damage and injuries should an accident happens. Having these features on your car can significantly reduce the premiums which you pay for your car. Driver’s age and driving record Older drivers pay less premiums than younger drivers. This is because auto insurers see older drivers as experienced and more careful than young drivers. If you are a careful driver, you will get discounts on your insurance quotation, thus careless drivers pay more. Most companies offer discounts to women drivers because they are rated as careful on the road.