By continuing your visit to this site, you accept the use of cookies. They ensure the proper functioning of our services and display relevant ads. Learn more about cookies and act

Not yet registered? Create a OverBlog!

Create my blog

How to get the basic ID theft protection

Identity fraud has become so common that it is essential to protect one's self from becoming a victim. By following simple steps, you can spare yourself from financial losses, psychological and emotional problems associated with a stolen identity.

What identity theft is

What is identity theft, you might ask? It simply means that an unknown individual or individuals got hold of your personal details, took over your identity and do things on your behalf without your knowledge and consent. It manifests in many forms and ranges from simple card fraud, credit fraud, hacking personal details in computers to using stolen passports and IDs. A stolen identity can equate to huge financial losses (or ruin) and at worst, damages your credibility.

Tips to protect yourself against identity theft

Photocopy your documents For data protection, scan all your documents such as passports, motor vehicle registrations, credit and debit cards, birth certificates, health cards, insurance policies, social security and national identity cards. Keep copies in a safe place. Unless you are travelling, you might also want to hold on to a copy of your motor vehicle registration in your car. The originals have to be stored in a safe place at home. Keep codes safe Double protect your cell phones with passwords to protect stored data from getting in the wrong hands. If you are the type to rely on written codes, build in secrecy in your passwords. You don't have to write blatantly on your agenda that it is a Visa card. You may assign the names of your kids or pets as decoys instead. Report loss or theft immediately If you lost your wallet and all its contents, report the incident to the proper agencies and authorities to stop unauthorised charges and use. Take note of emergency assistance numbers. Protect the identity of the dead Even the dead can be resurrected by fraudsters for any gain or benefit. Make sure that the documents of deceased family members are stored safely. Check for unusual activity in your bank transactions Write down what you have have charged on your debit and credit cards, by using a work sheet. File a fraud report If you believe that you are a victim of fraud, contact the National Fraud Authority and other similar organisations. Purchase an identity theft protection plan If you still feel that you do not have enough protection, look into purchasing theft insurance. Compare offers and features of card protection plans in your area. These vary, but usually include annual credit insurance, protection against wallet theft, laptop protection, installing anti-spyware on your computers, ID theft recovery assistance and other related services.

Same category articles Consumer culture

A guide to eBay UK

A guide to eBay UK

Ebay UK is the UK branch of the worldwide auction site Ebay. Its purpose is to allow people to buy and sell articles of a wide variety of types, either through an auction format or at a fixed price, known as "Buy it now". Buying and selling on eBay is very easy, but it can seem complicated in the beginning, Here is a guide to getting started.
How to earn cash with InboxDollars

How to earn cash with InboxDollars

InboxDollars is an online rewards site which pays you to read emails, complete surveys, play games, redeem coupons, and a lot of other things. Read how you can earn cash by being a participating member on this site.
The Equity Trust company: The facts

The Equity Trust company: The facts

The Equity Trust is regarded as one of the world’s premier trust and fiduciary services providers, serving high-profile individuals, corporate companies and intermediaries. This article will provide facts on this trust.
How does arbitration work?

How does arbitration work?

Arbitration involves an independent and impartial person, or persons, making a decision on a dispute. The arbitration process can be used to resolve a wide range of conflicts from workplace to international issues, although many people have only a vague idea of how arbitration works in practice. In this article we look at the different uses of arbitration and its variations in different parts of the world.