Not yet registered? Create a OverBlog!

Create my blog

How to get the basic ID theft protection

Identity fraud has become so common that it is essential to protect one's self from becoming a victim. By following simple steps, you can spare yourself from financial losses, psychological and emotional problems associated with a stolen identity.

What identity theft is

What is identity theft, you might ask? It simply means that an unknown individual or individuals got hold of your personal details, took over your identity and do things on your behalf without your knowledge and consent. It manifests in many forms and ranges from simple card fraud, credit fraud, hacking personal details in computers to using stolen passports and IDs. A stolen identity can equate to huge financial losses (or ruin) and at worst, damages your credibility.

Tips to protect yourself against identity theft

Photocopy your documents For data protection, scan all your documents such as passports, motor vehicle registrations, credit and debit cards, birth certificates, health cards, insurance policies, social security and national identity cards. Keep copies in a safe place. Unless you are travelling, you might also want to hold on to a copy of your motor vehicle registration in your car. The originals have to be stored in a safe place at home. Keep codes safe Double protect your cell phones with passwords to protect stored data from getting in the wrong hands. If you are the type to rely on written codes, build in secrecy in your passwords. You don't have to write blatantly on your agenda that it is a Visa card. You may assign the names of your kids or pets as decoys instead. Report loss or theft immediately If you lost your wallet and all its contents, report the incident to the proper agencies and authorities to stop unauthorised charges and use. Take note of emergency assistance numbers. Protect the identity of the dead Even the dead can be resurrected by fraudsters for any gain or benefit. Make sure that the documents of deceased family members are stored safely. Check for unusual activity in your bank transactions Write down what you have have charged on your debit and credit cards, by using a work sheet. File a fraud report If you believe that you are a victim of fraud, contact the National Fraud Authority and other similar organisations. Purchase an identity theft protection plan If you still feel that you do not have enough protection, look into purchasing theft insurance. Compare offers and features of card protection plans in your area. These vary, but usually include annual credit insurance, protection against wallet theft, laptop protection, installing anti-spyware on your computers, ID theft recovery assistance and other related services.

Same category articles Consumer culture

How to get Comcast cable TV

How to get Comcast cable TV

Comcast is a cable provider that serves many areas in the United States. Comcast has very extensive, good coverage areas.
A guide to choosing a private pension plan

A guide to choosing a private pension plan

The private pension plan that you decide on is crucial for several reasons, but importantly, it has to be one that is suited to your specific needs. For instance, there is no point in paying a large amount of money into a plan, if you cannot afford the daily living expenses. In addition, the level of risk in a plan needs to be carefully assessed, before you invest your hard-earned money. Read on.
Top CashBack: The facts

Top CashBack: The facts

Top Cashback is one of UK's top CashBack websites and top shopping sites which allows customers to earn money through cash back shopping. Cash back cards, rewards cards and shopping comparisons are combined to make Top Cashback one of the most popular cashback websites. For those who want to know the facts about Top Cashback, read on for more information.
How to retire early

How to retire early

Almost everybody would like to know the secret of how to retire early, but the age at which you finally give up work and become your own boss is dependent on several factors such as the amount of money which you have already saved, and whether you have enough money to sustain you through the rest of your life. This issue is not as straightforward as it seems, as the average person is living much longer and the cost of living continues to rise.