How to reduce the cost of car insurance

PhilippaK

Jul 13, 2011

You can reduce your car insurance cost if you ask for discounts. Shopping and comparing insurance quotations also do the trick. Check out what discounts are available here, and more.

Ask for discounts

If you do not ask, you may miss out on discounts that you can actually qualify for. Moreover, the good news is that there are many discounts available to help you find cheap car insurance estimates. Do you have a clean driving record? This is perhaps the best way to avail to cheap car insurance costs. Why not capitalise on the fact that you are a safe driver? If your record is not flawless, consider If waiting a little longer for some of the offences to be wiped off is worth it. What is your profession? Do you know that some professions are considered safer than others? For instance, a teacher is categorised in the low risk group. How do they know this? This is the result of data generated from over a decade's worth of time. Are you a good student? A minimum GPA is required to qualify for a discount, usually 10 percent. Are you a senior citizen? Senior citizens get discounts for various purchases and car insurance is no exception. Are you a member of associations? Ask your agent, members of which organisations can qualify for discounts. This is one of the benefits of being a member of an association. Have you installed safety features? Certain installation of safety features in your car can qualify you for cheap car insurances. This is dependent on state requirements.

Purchase your insurance in bulk

Bulk purchase discounts work in places other than the supermarket. Purchase your insurance from the same provider for these reasons: 1. Money savings 2. Convenience When you buy insurance from the same provider, you are a loyal customer,and loyal customers are often rewarded. So, consider buying your house, all your car and other insurances from the same provider. Having it all under one roof is also convenient for you.

Research and compare quotes

Researching insurance for car quotes online can save you hundreds of dollars. Get your estimates from quick car insurance quote sites to begin your comparison.

All about life insurance

Life insurance is a long-tail insurance arrangement which pays a lump sum of money to the insured’s beneficiaries after his death. it is a long-term insurance cover where the insured pays premium over a period of time for his dependencies to benefit after his death. the types of uk life cover are term life and permanent life policy. this article provides you with detail on life insurance.

Aug 23, 2011

More from category » Insurance

First american home warranty: the facts

First american home warranty provides repair and replacement coverage for a home's most essential appliances and systems, it is a service contract which is crucial to meet various financial challenges which a homeowner can have in future with respect to various breakdowns in his home. besides, a first american home warranty also provides financial protection to mechanical failures such as clogged pipes, furnace failures, appliances which do not perform correctly.

Jun 7, 2011

More from category » Insurance

A guide to tenants insurance

Many people think that if they do not own a property, there is no need for them to take an insurance as it is the landlord’s responsibility. this is, however, not the case because tenants should also take out an insurance to protect their personal property and liability to third parties. landlords are not responsible for tenants personal losses.

Jul 13, 2011

More from category » Insurance

Car insurance supermarket: pros and cons

The car insurance supermarket is an online car comparison tool which helps you to compare car insurance quotes from different insurers. a car insurance supermarket will save you time and money because you get to do everything on one website. this feature will display results from different service providers at once.

Jun 13, 2011

More from category » Insurance