No interest UK credit cards

Discover more than one way of enjoying your credit card with no interest. Promotions are often held to entice new sign-ups and you can take advantage of these. Learn all this and more by reading this article.

No interest balance transfers

It is possible to obtain the best (free) balance transfer that you can get by signing up for low to 0 or no interest credit cards. But the question is, do you qualify? Signing up for such a credit card does not automatically guarantee you the rate that is under promotion.
Besides, the offer is only good for a limited period and under certain conditions. This is why it is important to read the fine print before you apply for a say, visa card for the purpose of a zero interest balance transfer. Here are some areas you may have overlooked: 1. What happens to the promotion rate if you default in repayment? 2. What is the normal rate that applies upon expiration of the offer? 3. Is the rate good only for balance transfers and or purchases and or both? 4. Are there other fees to pay for every balance transfer? 5. Are there any fees to pay for initially?

No interest instalment purchases

What if you are a young couple or even a bachelor looking to move into a new place? To be sure, there are many things to think over and take care of. Unfortunately, most of these require money to deal with. This is where a little credit will be of much help to you. How can you put a piece of credit card to use?
For one, you can purchase kitchen appliances and electrical equipment in general, in installments (often) with a credit card at zero interest. Of course, not all stores offer this but you can buy from those that do. The same can be said of home furniture. Do not settle for low interest rates when you can find
0 rate of interest.

How to waive the interests

The niche industry of credit cards is obviously a competitive one, or the banks will not be clamouring for your business by offering all sorts of enticements. Can you get your interests waived? Depending on the circumstances, it is possible. Consider writing a letter to the right department if the amount is worthwhile.