Not yet registered? Create a OverBlog!

Create my blog

A guide to buying a new car

Buying a new auto is more than finding the best deal on the car of your dreams. This guide will help you to evaluate several factors before you head over to the nearest dealer with the car you already fell in love with.

Finding the right car for you

Choosing your car Make sure you are clear about the type of motorcar you actually need. For example, consider how you are going to be using the car in the next two or three years. Do you need to take the kids to school and carry a lot of gear around? May be a van or sport utility vehicle (SUV) will be the best choice. If you need a vehicle to commute to work or school, run errands and help you deal with daily traffic without making a dent in your budget, then a large vehicle is out of question. Income You should also consider your household monthly income. Financial advisers recommend spending no more than 10 to 20 percent of your monthly home budget on car payments. Remember to estimate car warranties, taxes and insurance costs into your calculation.

Finding the best deal

Compare prices Once you have a better idea about the type of car you need and how much you can afford to spend, search for reviews and compare car prices. Look for car reviews and price discounts advertised in your local Sunday paper, specialised magazines and online websites on different makes and models close to the type of car you need. Keep in mind that car dealers are willing to negotiate bigger discounts, other than cash back and 0 percent financing, when they need to make room for newer models towards the end of the year. Car loan Then, check with your bank and other financial institutions about their car loan interest rates. Ask whether you will pay a penalty by paying off your loan ahead of schedule. If possible, consider a large down payment to reduce the loan amount and the number of monthly payments. The right choice When ready, visit more than one dealer. Make a list of the best offers and test drive different models to make sure the car you choose is going to meet your needs and not just look nice in your garage.

Same category articles Cars

How to perform a free car history check

How to perform a free car history check

If you are considering purchasing a a second-hand car or have seen one that you like, it is important to look into the vehicle history. there are a number of car checks that should be made. nobody wants to part with their hard-earned money, only then to realise that they have been sold a dud. there are a number of ways of putting together some kind of history report of the vehicle in question. it is also possible to do this for free.
Where to buy old Ford cars

Where to buy old ford cars

If you are looking for an old ford car because you are a collector or would like to invest some money to fix it up, you will be able to find exactly what you are looking for when browsing online. there could be many reasons why you would like to buy old fords, and you can also start your search by visiting classified websites and having a look at what is for sale and what owners are looking for.
Where to buy Ford Fusion accessories

Where to buy ford fusion accessories

Do you own a ford fusion? are you wondering where you can find accessories for your ford car? if that is the case, you don’t have to spend your time searching, visiting dealerships and browsing through hundreds of magazines and websites. read the following article and find out all the interesting facts that you need to know about buying ford fusion accessories.
How to find Jaguar dealers

How to find jaguar dealers

There are 90 jaguar main dealers in the uk and 100 authorised service centres. they can be found in far apart places like london, edinburgh and the isle of man. dealers are not found in every town and city, so how do owners locate their nearest dealership? this article explains it to you how to find jaguar dealers.