Not yet registered? Create a OverBlog!

Create my blog

How to get interest free credit cards

You can borrow money on your charge card for free. However, you will need a good or excellent credit history. You can either pay off the balance within the grace period or take advantage of an introductory offer, such as an interest-free balance transfer. You will not pay any interest, but you will have to pay a 3% transfer charge.

How to get approval for 0% credit card deals

Maintain a good credit score
Your credit reports and scores are fundamental to getting a great credit card offer. Issuers only want to attract the best customers, and they are seeking big spenders who pay punctually. This means that you need to pay your debts punctually, avoid making too many credit applications, pay down debt and check your credit report for errors. Avoid moving money to a low-limit card
Zero credit card deals are only available to people who manage their credit obligations properly. Ironically, performing a transfer could be detrimental for your credit rating. Do not move your balance from a high-limit to a low-limit card because this will make you appear more exposed financially. Your credit utilisation percentage will rise.

How to pay 0% interest when using your credit card

Take advantage of introductory offers
If you have got a really good credit history, issuers are keen to gain your custom. In order to entice you to move your account to them, they are prepared to offer new customers 0% interest cards for an introductory period. This is not a long-term rate. However, you can benefit from 0% APR credit for 12 months and sometimes a lot longer. For example, the 0% rate on the Barclays Platinum card lasts for 20 months. When the offer ends on one card, provided that your credit rating remains good, there is nothing to stop you performing a second zero balance transfer. Just make sure that you transfer to a card with a similar credit limit or you risk hurting your credit score. Settle the full balance within the grace period
By far, the easiest way to avoid the payment of debt interest is not carrying a balance forward to the next month. Provided that you settle the balance within the interest-free period, your credit card balance will not increase. If you already owe money on your card, there is no better substitute than finding yourself a card which charges 0% APR on balance transfers.

Same category articles Consumer culture

Why use a professional courier service?

Why use a professional courier service?

Would you like a form of delivery that guarantees the delivery of your item to the intended recipient and appear professional along the way? what if you have more than one item and you want to track them all? find out all the answers from the following article.
How to buy cello bags

How to buy cello bags

"cello" stands for cellophane. cellophane is fashioned out of reformed cellulose, a plant carbohydrate. this makes cello products originally created from natural raw materials. designed for keeping moisture, oils, bacteria and air out of goods, cellophane's most commonly used form today is the cello bag. although not patented worldwide, cellophane is a trademark of innovia films ltd., in the uk. this article will provide all the necessary information about cellophane bags.
How to get the basic ID theft protection

How to get the basic id theft protection

Identity fraud has become so common that it is essential to protect one's self from becoming a victim. by following simple steps, you can spare yourself from financial losses, psychological and emotional problems associated with a stolen identity.
A guide to eBay UK

A guide to ebay uk

Ebay uk is the uk branch of the worldwide auction site ebay. its purpose is to allow people to buy and sell articles of a wide variety of types, either through an auction format or at a fixed price, known as "buy it now". buying and selling on ebay is very easy, but it can seem complicated in the beginning, here is a guide to getting started.