Category "Banking"

If you become bankrupt, it can affect your credit rating because it will appear on your credit report for up to ten years. Everyone including the lenders will see you as a bad risk. If you go bankrupt, it becomes difficult for you to borrow loans or getting a credit card. Even if you manage to get a loan or credit card, the interest rates will be very high. There are some things that you can however do to still be able to live a positive life after bankruptcy.

People looking for a business loan must make an application and be approved by the government. Small businesses in the U.K. can receive this funding to help meet their financial goals. However, the criteria for receiving a Government grant will depend on the type of small businesses and the potential that it has to generate profits in the future.

Lafayette Bank and Trust is community-based bank in Indiana, USA and is a division of the First Merchants Bank. From its beginnings in Lafayette in 1899, it has grown to 19 offices that serve customers and communities in Carroll, Clinton, Jasper, Montgomery, Tippecanoe and White Counties. This article gives an overview of Lafayette Bank and Trust services and its various locations.

Are you interested in finding out Citibank locations? Whether you are looking for one in order not to be charged a hefty fee for taking money or looking for a bank to deposit money and talk to representatives, let us discover in the article below how you can find the Citibank locations.

When it comes to working out your mortgage payments, you will need a mortgage calculator. This will show you the amount that you will need to pay each month and how much interest you will be accumulating. When you have got this, you will be able to lower the amount of interest you pay and find the best mortgage costs for you.

Choosing a retirement plan can be very confusing and difficult, especially if you do not have the right information. It is therefore important to find a qualified financial advisor to guide you through the process when you are approaching this task. You want to choose a high-quality investment product which is competitive and at the same time offering reasonable fees.

APR stands for Annual Percentage Rate. Higher the APR, the higher will be the monthly repayment. Paying a high APR on auto loan is a sheer waste of hard-earned money. Getting a low APR loan should be on top of every loan taker’s agenda. This guide details how a person can qualify for low APR loan deals even when he is paying off a high APR auto loan.

Insight Financial Associates are an independent financial advisory company based in Norwich and Northampton, in the UK. Insight employees are experienced and offer a full spectrum of financial products. This article overviews Insight Financial Associates and the financial services which they offer.

Cheap loans in the U.K. are only offered to people who have proved themselves to be good customers and reliable payers. You are going to need a good credit history and the ability to comfortably afford to make the repayments. The criteria for a low APR loan have been tightened, but there are things you can do done to get approval.

The Bank of Nova Scotia, popularly referred to as Scotia Bank is headquartered in Canada and has branches across the world. It is a forward-thinking bank and offers a very powerful online transactional platform. Scotia Bank’s online platform is registered as Scotia Online, it is very popular and here is why people prefer banking with Scotia Bank:

Having the opportunity to go to college is great. However, not everyone has this opportunity. College education is very expensive, and not everyone can afford to go to college because of the tuition cost. For those individuals who cannot pay for college, they should not get discouraged, because there is so much free money available to help everyone receive a college education. The most popular source of free money for a college education comes from federal college grants.

A low rate fixed mortgage is a home mortgage loan where the interest rate remains fixed throughout the fixed term of the mortgage. The interest then changes to another fixed rate for the remaining term of the loan. Here are the eligibility criteria for such mortgage deals in UK:

You have poor credit because you have defaulted on your credit obligations during the last seven years. Peer-to-peer lenders will only allow you to borrow money if you have good credit. If you want to refinance with bad credit, you will need to be a homeowner. Provided that you have sufficient equity in your property, you can get a bad credit home loan.

In today’s real estate market, there are so many people trying to have a fast home sale, but no everyone is successful at it. To be able to sell a home fast, the homeowner should come up with a home selling plan, which list strategies and tips on what they need to do to be able to sell their home fast.

Since the credit crisis, cheap loans have become slightly harder to find. Rising default rates have meant that lenders have little alternative but to tighten up their eligibility criteria. The best loan deals are offered to applicants who most closely match the desired credit profile specified by the bank.