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Category "Banking"
Types of unemployed loans

Types of unemployed loans

When you're out of work, it's more difficult to get lenders to offer you credit. If you have been rejected by your bank and need quick cash today, it's worth considering some of the alternatives. Cash loans for unemployed people are available from specialist niche lenders, on a secured or unsecured basis. You don't need to pass a credit check.
How do credit cards work and what are the benefits of using them?

How do credit cards work and what are the benefits of using them?

Have you ever been in line at a store to purchase something and did not have enough cash to buy the item? We can all relate to this scenario. However, now with the use of credit cards, people often times do not have to worry about not having enough cash anymore.
Guide to buying your first home

Guide to buying your first home

Buying your first home is usually an exciting undertaking. Becoming a home-owner is the beginning of independence for many. However, under the wrong circumstances, it can become a burden. Buying a home is not a commitment to be entered into lightly. You must take all possible options and eventualities under consideration.
How to make the best out of payday loans

How to make the best out of payday loans

Payday cash advances are not cheap APR loans. However, they are available to customers who have been declined for credit elsewhere. You can use the money for any purpose, and you do not have to pass a credit check to get approval. You just have to meet a very basic list of eligibility criteria and you will receive payment under 24 hours.
Bank personal loans: How to qualify for a loan

Bank personal loans: How to qualify for a loan

People who are thinking about applying for a personal loan with a bank may be wondering if they qualify for a loan. The reality is that banks are very strict about the people who they choose to do business with. In order to get a loan, an applicant must have a clear credit history and an income.
Benefits of joining Sams wholesale club

Benefits of joining Sams wholesale club

Sam’s Warehouse Clubs are wholesale warehouses which sell massive inventories of a variety of items at steep discounts. The stores are found all across America and even in Canada and Mexico. You have to be a member – yearly fees range from $40 to $100 – to get your hands on great bargains.
How to find genuine online jobs at home

How to find genuine online jobs at home

There are now many people look for work from home jobs which are genuine. The problem is that there are thousands of potential opportunities which are scams. It makes it important to be able to tell the difference between the legitimate and fake online business opportunities.
A guide to reverse mortgages pros and cons

A guide to reverse mortgages pros and cons

What is a reverse mortgage? A reverse mortgage loan, also known as Equity Release, is a loan availed by homeowners over 60 years of age whose income is insufficient to meet their expenses. The homeowners pledge their home with the lending company. The loan is not repaid (principal and interest) until their death or till the property is sold.
About Sterling savings

About Sterling savings

Sterling Savings Bank is a North American bank whose headquarters is in Spokane, Washington D.C. With 178 depository branches located throughout Washington, Idaho, Oregon, Montana and California, Sterling Savings manage to reach out to a considerable number of people. To find out more about Sterling Savings and their offerings, read this article.
How to get a real credit report

How to get a real credit report

If you are about to apply for a loan, credit card or mortgage, you should order a copy of your credit report from all three credit reference agencies. Check your credit rating at Experian, Equifax and TransUnion before you apply because you may find that your credit profile is not a good fit for a bank or that you need to fix your credit score prior to applying for finance.
A guide to retirement calculators

A guide to retirement calculators

A retirement calculator is a useful tool which will help you during the retirement planning stage and will also tell you the cost of your retirement. Although it is difficult to estimate your exact monthly retirement expenses, a retirement calculator can give you a reliable guideline of what to expect in so far as your expenses are concerned.
What to know when applying for money loans

What to know when applying for money loans

Cheap loans are more difficult to find than they were a few years ago. However, it is still possible to get lender acceptance. Regardless of whether you are applying for an unsecured or secured bank loan, the same fundamentals are applicable. The following advice will help you to get approval for a cheap fixed rate loan deal.
A guide to government business loans in the UK

A guide to government business loans in the UK

Starting up a company requires a lot of capital and this explains why there are many businesses applying for government business loans in the UK. Lenders, on the other hand, are very strict when selecting businesses which are eligible for these loans. When businesses apply for loans, the UK government or rather the Business Enterprise and Regulatory Reform department, acts as the guarantor for 75% of the loan in the event where the borrower fails to repay the loan.
A guide to direct loans servicing for students

A guide to direct loans servicing for students

Many future and current college students seem to always face the same major problem: financing their education. Financing school does not come easy for many people. For undergraduate and graduate college students who need help with paying for their courses, they can receive that help through direct loan services.
How can I get a loan with bad credit to my name?

How can I get a loan with bad credit to my name?

A poor credit rating is caused by a failure to comply with the terms and conditions of your credit agreements. If you do not pay when you are obligated to do so, the matter is report to Experian, Equifax and TransUnion. If you have been declined for credit by your bank, there are adverse loan and mortgage lenders who will approve your application.