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Category "Banking"

How to cope with money worries

How to cope with money worries

This quick guide offers you four solid steps to take (mentally and physically) to ease you out of your money problem now.
All about: Scotwest Credit Union

All about: Scotwest Credit Union

A credit union is a type of cooperative, which is basically an organisation or association made up of members that offer lending and saving services for each other. Members of cooperatives like credit unions always have a common characteristic. In the case of the Scotwest Credit Union, members are all residing in the western region of Scotland.
All about: British Bankers Association (BBA)

All about: British Bankers Association (BBA)

British Bankers Association (BBA) are the voice of banking and financial services. The BBA, otherwise known as the British Banking Association are the leading trade association for the UK banking and financial services sector. They represent a total of 200 bank members from 60 countries internationally regarding domestic and international current banking issues.
How to get competitive remortgage deals

How to get competitive remortgage deals

A remortgage means that you have an existing mortgage on your home and you wish to refinance this mortgage into a new loan. You will have to have your home appraised and prove you qualify for the new loan based on your credit, income and the value of your home. The loan refinance, when approved, will result in the bank issuing you a new loan to repay your old one. Your new loan will then be your mortgage that you must pay back. Getting a competitive rate on a remortgage can save you a significant amount on your payments.
All about: Financial Planning Association (FPA)

All about: Financial Planning Association (FPA)

Have you ever been in debt?The answer to this question is more than likely "Yes, you have". Financial planning is an important part of everyone's daily life. Financial planning is a process of wisely managing your finances, so you can achieve your goals and dreams, while at the same time negotiating the financial barriers that inevitably arise in every stage of life.
Mortgages with bad credit: What do I need to get a loan?

Mortgages with bad credit: What do I need to get a loan?

If you have bad credit, it can really be difficult to get a mortgage loan. Fortunately, there are a lot of lenders who are willing to give home loans to people with bad credit. There are many things that you can do to have your loan approved even if you have got bad credit. You do not need a counsellor or professional helper to do it, you can actually do it on your own.
How to get good credit

How to get good credit

A good credit history increases the likelihood of getting approval for the best loan, credit card or mortgage deal. Prior to submitting your application, it's important to take steps to improve your credit rating so that you qualify for the lowest rate of interest. Here's some advice and tips on how to improve your credit score.
The Pros and Cons of bad credit payday loans

The Pros and Cons of bad credit payday loans

Learn how a payday loan can benefit you and when it can be harmful to you. Use it wisely and you have found a solution to your problem. Otherwise, this can add on to your existing problem. Read on for more information.
How to apply for a Susquehanna bank account online

How to apply for a Susquehanna bank account online

People who are wondering how to open a Susquehanna bank account online will be happy to know that the process is very simple. All one needs to do is fill out an online form and send the bank some documents.This article explain to the applicant the procedure he/she should follow.
What is a merchant cash advance?

What is a merchant cash advance?

This short and informative article gives you information on how you can borrow and repay a merchant cash advance. However, before you commit, learn the advantages and disadvantages of such a 'loan', explained in detail below.
Cash till payday: The Facts

Cash till payday: The Facts

Short-term loans, sometimes for a matter of days, have become a popular way for people to make up a cash shortfall before an end of month pay check clears. These small loans can be applied for online, approved in a matter of minutes and are in the recipients bank account within a few hours. Despite its popularity and wide marketing appeal, there are some problems with this system which offset the obvious short-term advantages.
How to ensure you get the best transfer on your credit cards

How to ensure you get the best transfer on your credit cards

Looking for the best rates on credit cards? Among the best credit card deals are offers of balance transfers with 0 or low interest but the question is, do you qualify? In addition, there are other limits that you should know of before you sign up. Read this article for more information.
A guide to Peer to peer lending

A guide to Peer to peer lending

Peer-to-peer lenders offer unsecured loans for up to $35,000. Rather than borrowing money from a bank, you can take out a loan from a group of small investors. The person-to-person lending market is dominated by Prosper and Lending Club. It is a different way of getting the money you need. However, but you are still going to need a good credit rating to get approval.
The benefits of a safe deposit box

The benefits of a safe deposit box

Most banks will offer to their customers a safety deposit box located at the bank for a nominal fee. As there are many benefits to having this type of box, it is recommended that bank customers purchase one. Having a safety deposit box means that users can store precious items in a safe location other than their home.
How to acquire small business start up loans

How to acquire small business start up loans

Starting a new business is not as easy as many people would think. The hardest part of starting a small business is acquiring a start-up loan. According to the Small Business Administration, one-third of new businesses fail within their first couple of years, and less than 50% of new businesses last more than four years. One of the main reasons that new businesses fail, is because of the lack of financing.