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Category "Banking"

What is a charitable remainder trust?

What is a charitable remainder trust?

This article discusses the purpose of a charitable remainder trust and the benefits that it serves to the general public. It is useful for those who are unaware of charitable trusts. Read on the following article to know more.
What to consider when using a credit card payment calculator

What to consider when using a credit card payment calculator

Charge cards are classified as a form of revolving debt because there is no defined term. A debt calculator will advise you how long it will take to become free from debt if you pay the bear minimum. You will also be told how much you need to repay each month if you want to pay off the balance in a specific number of months.
An introduction to the Keesler Federal Credit Union

An introduction to the Keesler Federal Credit Union

Keesler Federal Credit Union (also referred to as Keesler FCU) was founded in 1947 and claims to be Missisipi’s largest credit union with over $1.8 billion in assets. It serves over 193,000 members worldwide, and here is its introduction:
Disney credit cards: The facts

Disney credit cards: The facts

Disney credit cards were backed by the financial company Chase, as of July 2011. There is actually only one Disney credit card, which is the Disney Visa rewards card. This card gives card holders special rewards and other benefits for being a customer of a Disney-branded credit card. The article below details out useful information about Disney credit cards.
All about: CitiFinancial credit cards

All about: CitiFinancial credit cards

CitiFinancial is part of Citibank otherwise known as CitiCorp. Citi is a conglomerate of personal banking, mortgage (citimortgage) and credit cards (Citibank cards) among other business entities under the Citi umbrella. As one of the world’s foremost lenders, Citi offers a diverse credit card portfolio.
Fast cash personal loans with no credit checks

Fast cash personal loans with no credit checks

Everybody has had a moment in his life when he needs to get cash now, but had no way of getting it. Well those days are over, especially since the arrival of no credit check personal loans. These loans are there to help those people who have bad credit or no credit at all, receive fast cash.
How do I use a savings calculator?

How do I use a savings calculator?

Many people have a set goal in mind when it comes to their savings. Due to that, they will want to know how much they will need to put into their savings account to get to the total that they have in mind, or how much they are currently putting in each month will add up to at the end of a term.
A guide to payday loan with no fax machine

A guide to payday loan with no fax machine

I need cash now, but have a very bad credit history. Is that you? Even if you have been declined elsewhere, you can get 30-day loans with instant approval. A payday advance is available for any purpose, and there is no need to fax documentation to the lender. No faxing loans are available from a payday lender on revised terms.
A beginner's guide to money and savings

A beginner's guide to money and savings

Learning how to handle money effectively is one of the most essential skills that can determine your life's success. The principles of money and savings are important and should be mastered in order to avoid financial traps, such as huge debts and bankruptcies. Below is a short guide on money and savings.
How does credit record affect people

How does credit record affect people

Your credit record will affect every waking moment of your life. Bad credit scores will make it very difficult to even rent an apartment as most landlords will check your credit before renting to you. Buying a home or getting a mortgage must wait for several years until you have proven that once again you can be trusted. Your credit report is more valuable than money.
All about: Swiss franc

All about: Swiss franc

For a long time, the Swiss franc has been the most stable currency in Europe, maintaining its value during social and economic upheavals while other legal tenders experienced meltdowns. This article gives a brief description of its status.
Types of UK mortgages

Types of UK mortgages

People who apply for mortgage loans in the UK, must take into account all the terms and conditions including the interest rate payable. When choosing a home mortgage in the UK, for example, borrowers should select the mortgage that is suited to their personal financial situation.
What are the ten easy ways to save money

What are the ten easy ways to save money

Cash kept in a non-interest bearing current account loses its value through the effects of inflation. Savers may transfer funds into savings accounts or other investments. Some money tips are set out below.
A buyer's guide to gold bars for sale

A buyer's guide to gold bars for sale

The world is in a state of flux – developing nations’ economies are struggling, many nations are in conflict, the BRIC nations are changing the world order. It is a situation full of change and in this change, the only asset-class liquid investment which is both safe and appreciating, is gold. Though investors are flocking to buy gold, the first question which plagues them is “how do I buy gold?” Here is a guide.
What is seller financing?

What is seller financing?

Seller financing, owner financing and land contract are exactly the same thing. Seller financing is where the owner or seller carries the loan for the purchaser. The seller sets a price on his home, and then agrees to carry the loan for a prescribed period, usually from 20 to 30 years. Read more about the advantages and pitfalls of seller financing.