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Category "Banking"

Types of long-term loans

Types of long-term loans

Long term loans are long term liabilities that have a term life of more than one year offered and their common features are the principal amount, interest rate, defined term and future settlement amount. Types of long term loans covered in this article are cash loans, debentures, mortgages, bonds and motor vehicle loans and the best loan deals are UK secured loans. Read this article to learn more about long-term loans.
Review of First Trust Bank online services

Review of First Trust Bank online services

Are you interested in finding out more about First Trust Bank online services such as their online banking? Find out what features they have, and if they are worth using or not!
All about: Pentagon Federal Credit Union

All about: Pentagon Federal Credit Union

The Pentagon Federal Credit Union is a major North American financial institution, serving more than a million members of the United States armed forces. This includes the US Air Force, the Department of Defence and the Veterans of Foreign Wars. The company boasts more than 15 billion US dollars of assets and provides mortgages, individual loans and credit cards among other services.
How to use a mortgage prepayment calculator

How to use a mortgage prepayment calculator

This article will be discussing the purpose of a Mortgage prepayment calculator for those who do not about its purpose. It will also be detailling how to use this piece of equipment.
What is an IVA?

What is an IVA?

What is an IVA? It's an agreement with creditors to repay some of your debt on revised terms over a period of up to 60 months. IVA helps is ideal for people with serious debt problems and represents the main alternative to bankruptcy in the UK. You will enjoy full court protection from creditors for the duration of the agreement.
How to earn easy money online

How to earn easy money online

This article will give you the four top ways on how to get fast cash. You can get started with no money and no website. Simply, use the skills that you already have.
How to get a no fax payday loan with bad credit

How to get a no fax payday loan with bad credit

It is easy to think that there are no loans available for those with a bad credit rating. However, payday loans may be something which you could consider. There is no need to look into your credit history and you can gain the money the instant you gain approval. However, it can be difficult to find loans which require no faxing.
How do low interest rates affect the economy?

How do low interest rates affect the economy?

In a capitalist system, interest rates are critical to how the economy functions. The Federal Reserve is charged with adjusting rates to keep the economy running smoothly, and also to keep inflation from getting out of control. When interest rates are high, the economy slows. When interest rates are low, borrowing is easy and economic activity is encouraged. In this article, find out how low interest rates affect the economy.
All about: Advance loans

All about: Advance loans

A cash advance is a short term personal loan which is meant to cover emergency expenses until the next payday. The emergency financial situation can be anything from a medical bill to utility bills which you may need to pay. A short term advance loan will help you to get through your difficult days before you receive a salary.
Standard Chartered Bank UK: The facts

Standard Chartered Bank UK: The facts

Standard Chartered Bank UK is a multinational financial institution, with its headquarters in London, England. This long established bank provides both private and wholesaling banking services. This article outlines Standard Chartered Bank and its various offerings.
Log book loans: Pros and cons

Log book loans: Pros and cons

If you've experienced credit problems during the last seven years, you're likely to find it difficult to borrow money from your bank. A vehicle log book loan is similar to a homeowner loan, in the sense that you're borrowing cash against the equity in the property. Loans for people with no credit or bad credit are available for up to 30 days with the possibility of renewal. This article examines the pros and cons of taking log book loans.
What does the federal interest rate mean?

What does the federal interest rate mean?

The federal interest rate is referred to the interest rate of federal funds. The federal fund rate is mainly under the influence of the Federal Reserve which is the coordinator of the monetary policy in the United States. By selling and buying treasuries, the Federal Reserve influences the US rates for federal funds and also controls the money supply. The Federal Reserve interest rates today are a mirror for the situation of the American economy.
Which mortgage deal is right for you?

Which mortgage deal is right for you?

It can be difficult to decide which loan is most appropriate for your circumstances, but understanding the pros and cons of different mortgage types makes the decision process a lot easier. Much depends on the global economy and which direction you see interest rates moving during the period for which you're tied in to the loan.
How to apply for a loan

How to apply for a loan

Loans are extremely beneficial when you need help with your finances. There are many reasons for looking for loan quotes: either you want to start your own business, buy a new car or go to university. This article provides you with information and advise so that you can apply for a loan by just following a few simple steps.
What your UK mortgage calculator tells you

What your UK mortgage calculator tells you

Before you enter the best mortgage deal for your credit profile, you need to ascertain whether the repayments are affordable to you. Paying your mortgage requires affordability. However, extending the repayment term unnecessarily increases the amount of debt interest that you will pay. A mortgage calculator enables you to optimise the repayment term based on your personal circumstances.