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Category "Banking"

How business bank accounts differ from personal accounts

How business bank accounts differ from personal accounts

Many business owners always try to keep their business assets separate from their personal assets. The best way to do so is with the use of separate bank accounts. Almost all banks offer business accounts, so it is very easy for a business owner to have a personal bank account and a business account for the same financial institution. There is not a huge difference between a business checking or savings account and a personal checking or savings account. Both types of accounts serve the same purpose. Read on this article to know more.
How to use a savings account calculator

How to use a savings account calculator

Do you have a savings account and want to know how much extra your savings gain you over a certain amount of years. The small piece of equipment that you can use is referred to as a savings account calculator. If you are unsure on how to use this, read the article as it will be discussing exactly how you can use it to your benefit.
How to get a low auto loan rate

How to get a low auto loan rate

Getting a low auto loan rate is the key to paying less on your auto over time. The higher your rate is, the more money you will pay in additional money known as interest, on top of your principal loan balance. There are certain things that you can do to try and ensure that you receive the lowest auto loan rate available to you.
How to compare saving accounts

How to compare saving accounts

The savings account that you choose will determine how much money you make on your investment and how much access you have to your money without a penalty. You should think about your options carefully and compare all money accounts before choosing one. Things to consider include the interest rate, the minimum investment involved and what type of access you will have to your money.
Free online banking: The facts

Free online banking: The facts

Almost every bank is offering free online banking accounts on the web and if you do a simple search you will find numerous. Online banking is prosperous for banks who have realised that people want convenience and ease of transactions. You can simply have your money deposited automatically and use your ATM card to withdraw your money when needed.
How advances in bank technology affect you

How advances in bank technology affect you

Either you are a frequent bank client or you are visiting your local bank branch once in a while to pay your bills, you should be informed about all the recent advances in banking technology. Read the following article and find out how advances in bank technology affect your transactions and your every day life as well.
How to get a military Payday loan

How to get a military Payday loan

Military personnel are not different from other civilians in any way in as far as their daily needs and expenses are concerned. Just like any other civilian, they also face emergencies that require immediate financial assistance. This explains why they need military Payday loans. Applying for a military Payday loan is not very different from the normal Payday loan. There are certain qualifications that you must meet before getting such a loan.
Five great bank robberies

Five great bank robberies

Banks have been in existence since Babylonia. The deposits in these first banks were cattle, not money. It was not until the Middle Ages that the banking changed to become more like the kind we are familiar with today. The first bank robbery occurred in 1831 with the robber, Edward Smith, stealing $245,000. These robberies have gotten bigger ever since. Read this article to learn more about bank robberies.
How does a reverse mortgage work in the UK?

How does a reverse mortgage work in the UK?

A reverse mortgage works in a completely different way from a standard mortgage. Rather than moving into a property and paying for it over time, the occupants take out a loan on the equity of the property which they are already resident in, and the loan is cleared upon the death of the occupants. To find out more about a reverse mortgage and how it works, read on.
How to complete a loan application form

How to complete a loan application form

A loan application form is a form where you fill in your personal details and other loan-related information, when applying for an advance loan from the bank. The loan application form is completed in full, and any blank answers reduces the chance of getting the loan, delay the loan authorisation process, may lead to a higher interest charge or limits your loan qualification amount. In this article, learn how to complete a loan application form.
A guide to Alliance and Leicester business banking

A guide to Alliance and Leicester business banking

Whether you own a small or big company, your financial future is important to you as well as your family and your business’s wealth. That is why you should trust a financial institution specialising in business banking financial services. Read the following article and find out everything that you need to know about Alliance and Leicester business banking services.
How to get some emergency cash fast

How to get some emergency cash fast

If a tragedy strikes and you do not have a single penny in your pocket, who do you turn to? Sometimes, it can be embarrassing to ask for money from friends or family, especially when you are working. Many people are turning to short-term loan lenders for help. These lenders will give you a cash advance and they expect you to pay back the loan on your next payday. Read on this article to know more on how to get some emergency cash fast.
How to use a home mortgage refinance calculator

How to use a home mortgage refinance calculator

Home mortgage refinancing allows you to get a new loan with new terms on your home. You can stretch your remaining payments out using another 30 or 40-year loan, get a lower interest rate and even borrow extra money on top of the amount that you have left on your current mortgage. A refinance calculator can help you determine what type of refinancing rate you can get for your new loan.
How to get cash loans with no credit check

How to get cash loans with no credit check

You will find that a no-credit check cash loan can be the best and probably the only solution when trying to become debt free. This type of loan is where the lender gives the applicant a sum of money without doing a credit check and investigating the applicant’s history before agreeing to any terms. There are many people whi use these instant loans to settle short-term debt or credit card debt.