Not yet registered? Create a OverBlog!

Create my blog

Category "Banking"

What is not-for-profit accounting?

What is not-for-profit accounting?

Not-for-profit accounting is an area of accounting that is vital to the success and financial stability of charity and non-profit organisations such as charities, non-governmental organisations, churches, youth groups, community action groups and local chambers of commerce. This article looks at what not-for-profit accounting is and how it differs from profit organisation accounting.
Bank of Ireland online: Compare and contrast

Bank of Ireland online: Compare and contrast

The Bank of Ireland's "365 Online" service is an online banking service which is in full operation throughout the year (hence '365') and which is regulated by the Central Bank of Ireland. This article looks at some of the features of this service and compares and contrasts the 356 Online service to the leading services from other banks such as Barclays, HSBC and Natwest.
A review of Lombard Direct

A review of Lombard Direct

Lombard Direct is one of the United Kingdom’s major loan companies, providing funding for thousands of UK customers for a range of purposes. The company is no longer accepting any applications from new customers. However, existing Lombard Direct customers are still able to benefit from the same level of service through their current loan account agreements.
How to use a debt repayment calculator

How to use a debt repayment calculator

A debt is an amount owing such as a cash loan, house loan as well as loan for goods purchased. It is a financial obligation which carries specific repayment terms to the debtor, thus a debt payments calculator is used to calculate how much money is required to pay-off the debt.
Where to convert NZD to USD online

Where to convert NZD to USD online

There are numerous reasons why people would to know how to convert NZ currency online. It could be because they are going on holiday, investing in Forex or getting paid in a foreign currency. Regardless of the reason behind it, there are numerous websites where a person can convert NZD to USD or any other currency online.
How to qualify for the best home equity loan rates

How to qualify for the best home equity loan rates

Home equity loans allow homeowners to borrow against the value of their property that they already own. It's similar to taking a mortgage on the amount of your mortgage you have already paid for. Getting the best home equity loan rates depends on your personal situation and how much your equity on your property is worth.
Pros and cons of using a loan broker

Pros and cons of using a loan broker

Loan brokers act as intermediaries between lenders and borrowers. Whilst it is possible in the UK to apply for loans directly from the bank, it is a good idea, due to the competitive lending market, to use a loan broker to help you with the application process. There are advantages and disadvantages of using loan brokers, but at the end of the day, you will find that the advantages outweigh the disadvantages.
Where to find an online budget planner

Where to find an online budget planner

There are two ways you can manage your money online. Use a budget template or automate your budgeting by using an online service. Check out where you can get these free templates and which services to use, here.
A guide to retirement savings

A guide to retirement savings

Saving for retirement is absolutely essential. While there are some social welfare programs, certain cases like social security in the United States, there is never a guarantee that anyone is going to provide you with the full amount of income, that you need to have for your retirement fund. Knowing what to invest in and how much to invest, is hard, but the retirement tips in this article can help.
How to select a home mortgage lender

How to select a home mortgage lender

Purchasing a home is one of the biggest investments that you do in life. As such, it should be done carefully because this is where you are probably going to spend the rest of your life living. Most people buy their homes using a mortgage loan, it is therefore important to use the best home mortgage lender available. You do not want to deal with a lender who has a bad reputation and lose out in the end.
A guide to using a home equity calculator

A guide to using a home equity calculator

Home equity loans are becoming increasingly popular. These loans allow the mortgage holder to tap into the equity in their home in order to take out a large loan for some specific purpose, such as paying for college fees or buying a holiday home. One of the key factors to consider first of all, is the amount of equity in the home and the best way to do this is via a home equity calculator. To learn more about how to use such a calculator, read this article.
All about: Beneficial loans

All about: Beneficial loans

HFC Finance and Beneficial are the American brand name of the Consumer Lending business of HSBC Finance Corporation. They functioned until 2009 as loan providers for many American clients. The loans, better known as Beneficial loans, are unique for every client and are thus designed by Beneficial staff to fulfil each client’s request in particular. This article helps you choose the best borrowing solution for your needs.
How to use a hire purchase calculator

How to use a hire purchase calculator

A hire purchase is when you take out a car on finance through a dealership. You need to put down a deposit and make regular monthly payments before you actually own the car. You may want to know how much you can afford to borrow and what you will be spending each month, which is when you will need to use a finance calculator. However, it is important to note that this is only an estimate.
How to get approval for a private college loan

How to get approval for a private college loan

People who are thinking about getting a private study loan will need to think about what it will take to get approved for the loan. Getting a loan application is generally not an easy feat for students.This is because they sometimes do not have enough money to service a private loan.
All about: PHH Mortgage Corporation

All about: PHH Mortgage Corporation

PHH is a North American financial corporation. Based in New Jersey, PHH provides an outsourcing solution service for mortgage providers as well as fleet management services to industries. To find out more about PHH Corporation and the services that they offer, read this article.