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Category "Banking"

All about: Bank Direct

All about: Bank Direct

Bank Direct is an Internet-only bank – it does not have any physical banking premises, so it does not have any branches either. It is the Internet Banking Division of the Texas Capital Bank, which is a nationally chartered bank. Bank Direct went live in 1999 and it provides regular banking services like interest checking, savings, money market accounts, certificate of deposit and a free bill pay service to its customers. Here is an introduction to Bank Direct :
Black Horse Finance: What do they offer?

Black Horse Finance: What do they offer?

Black Horse Finance specialises in vehicle finance (cars, motorhomes, motorbikes and caravan finance) and is a part of the Lloyds banking Group. It has 50 years of experience in motor finance and has built a network of over 7,000 dealers as of July 2011. Here's what Black Horse offers:
Best loans: Who offers them and how do I qualify?

Best loans: Who offers them and how do I qualify?

A cheap loan in the U.K., or anywhere else, is a loan which has a cheap fixed APR percentage. It should be a convenient term, and carry low charges as well. However, cheap loans in the U.K. are not easily available in this market (as of July 2011). Here is how you get a best deal on loans:
How to qualify for Nationwide loans

How to qualify for Nationwide loans

Nationwide is the U.K.'s largest building society. Provided that you have a good credit history and can afford the monthly repayment schedule, you are eligible to apply for low rate loans. A Nationwide loan is only available to existing customers. So, you will need to have a savings, current account, mortgage or credit card with them.
How to qualify for a small business start up loan

How to qualify for a small business start up loan

With many banks and other lenders being a little more cautious with loaning money to people, it is no surprise that small business owners are having a hard time being qualified for start up business loans. It is not impossible to obtain a small business loan. However, to increase your chances of qualifying for a small business loans, you should become familiar with the qualifying loan factors.
A review of Sound Credit Union

A review of Sound Credit Union

Sound Credit Union is based in the Washington State area. It is operating since 1940, Sound currently (as of July 2011) has 43,000 members and an asset base of $544,000,000. For more information about Sound Credit union and its financial offerings, read this article.
How to get a high savings rate

How to get a high savings rate

With the Bank of England setting its rate at an historic low of just 0.5%, it can prove difficult to find the best rate savings account. Just to complicate matters further, banks are constantly changing their online savings rates. In order to achieve real terms growth, you need to trawl the market once every 12 months to make sure that you are getting a good deal.
All about the Royal Bank of Scotland online service

All about the Royal Bank of Scotland online service

The Royal Bank of Scotland is one of the leading subsidiaries of the Royal Bank of Scotland Group. Its sister companies which serve the U.K. market are NatWest and Ulster bank. The Royal Bank of Scotland provides a full array of services and its internet banking facility is very extensive. For more information about the Royal Bank of Scotland and its internet offering, read this article.
Bank fraud: The facts

Bank fraud: The facts

Bank fraud is defined an attempt to obtain money or property from a financial institution (such as a retail bank) or to fraudulently claim to be the representative of a financial institution. Bank fraud is widely regarded as a criminal act but is a distinctively different type of offence compared to bank robbery, which does not necessarily involve a fraud. This article gives an overview of the facts as regards to bank fraud.
All about saving money at Pick n Save

All about saving money at Pick n Save

Saving money is easy at Pick n Save because this is what the entire website is geared for. See how easy it is to search through the site and generate your custom shopping list. Besides, learn how to save in four ways.
How to use a monthly mortgage calculator

How to use a monthly mortgage calculator

Everybody wants to know how much they will be paying each month for their mortgage. Rather than waiting for the house loan provider to tell you, you could work out an estimate with a home loan calculator. They are easy to use and you could work out if there is anything that you need to change to make your monthly payments more affordable.
How to find IT jobs in London

How to find IT jobs in London

Careers in IT are widely available in London. However, you need to know where to begin your search. Whether you are applying for computer jobs in banking, marketing, retailing or manufacturing, there are some excellent recruitment sites and consultancies which will make finding IT contracts and permanent work considerably easier.
How to get a residential mortgage

How to get a residential mortgage

If you are planning to buy a residential property, you may want to take a residential mortgage. The lender will use the property you are buying as security. In the event that you default on your payments, the lender has the right to repossess the property or sell it to get their money back. The lender, in this case, could be your bank or any financial institution that you will be dealing with.
Fidelity National Information Services: The facts

Fidelity National Information Services: The facts

Fidelity National Information Services, is a publicly traded company which specialises in providing banking and payment technology solutions, as well as processing services and information-based services. To learn more about Fidelity and its products and services, read this article.
Dealing with life after bankruptcy

Dealing with life after bankruptcy

If you become bankrupt, it can affect your credit rating because it will appear on your credit report for up to ten years. Everyone including the lenders will see you as a bad risk. If you go bankrupt, it becomes difficult for you to borrow loans or getting a credit card. Even if you manage to get a loan or credit card, the interest rates will be very high. There are some things that you can however do to still be able to live a positive life after bankruptcy.