If you are travelling within the country and want to reduce your personal travelling expenses, domestic travel insurance is the answer. Domestic travel insurance provides cover against unforeseen, and emergency health and medical expenses when travelling within the country or around the globe. The cover also includes other emergencies such as flight delay, loss or damage to luggage, trip cancellation as well as personal liabilities.
Travel insurance cover
Emergency health and medical expenses
Domestic travel insurance covers all your medical expenses when travelling and therefore, there is no need to take extra money to cater for such expenses. Other than illness or sickness during your trip, the policy covers death and disability.
Personal liabilities This insurance covers you against personal liabilities to third parties that may be incurred during your trip.
Trip cancellation, flight delay or missing the flight
Domestic insurance package extends to pay for unforeseen expenses as a result of trip cancellation, flight delay and even if you miss your flight. The insurance company reimburses you all the costs involved which are subject to the policy conditions. Loss or damage to luggage Domestic travel insurance pays you for the loss or damage to your luggage due to such perils like theft, fire, water damage and disappearance. Repatriation costs of your family Domestic insurance covers repatriation costs of your family to your home town, if you are hospitalised during travelling due to health and medical problems. Return ticket in case of emergencies The policy extents to pay for a return ticket to your home town, if you have to cut-short your journey in order to attend to emergencies such as death or stickiness of your close relative.
Benefits of domestic travel insurance
Save money Domestic travel insurance allows you to save money when travelling because the insurance company caters for all the emergency costs such as health and medical expenses, loss or damage to your luggage and repatriation of your family if you are hospitalised. There is no need to carry extra cash when travelling, because all emergency travelling expenses will be paid by the insurance company. How to get domestic travel quotations Domestic travel insurance quotations are obtained online from a list of insurance companies. It is advisable to compare quotations from different companies, so as to choose the best quotation in terms of the scope of cover, extensions as well as the rate.