University of Utah Credit Union: The Facts

University of Utah Credit Union is a Utah-based community credit union that services the following counties: Weber, Tooele, Salt Lake, Summit, Davis, and Morgan. This article examines the facts about the university of Utah credit union.

Loan products

History
Established in 1956, the credit union has four branches in the University of Utah and 11 throughout the counties of Davis and Salt Lake. Among the products and services that the credit union offers are loans, wire transfers, online banking, and bill payment.
Auto loans If you are planning to buy a brand new or second hand car, consider getting a low interest car loan from the credit union. Personal loans You can apply for a personal loan from the credit union to help you settle past due accounts, pay for holiday vacations, auto repairs, and other expenses. Student loans The credit union’s student loans are designed for individuals who wish to pursue higher education. Recreational loans You can use a recreational loan for purchasing a brand new or second hand snowmobile, boat, RV or ATV. First mortgages If you’re planning to buy a new home or are looking into moving into a new house, then try applying for a first mortgage plan from the credit union. Second mortgages Get the necessary financing that you need to purchase a second property from the credit union’s second mortgage plans. Home equity line of credit (HELOC) You can utilise the equity in your home to secure a line of credit which you can then use to get funds for emergencies.

Services

Direct deposit With this service you can automatically deposit your pension payments, SSI and Social Security. Bill pay Forwarding payments is a breeze with this service. Bill pay is valid only for transactions made within the US. Online banking With this service, you can securely access, view, and monitor your account in real time anywhere there is Internet connection. eStatements View your account statements any time and anywhere there is Internet access. It is fast, convenient, and is good for the environment since it does not make use of paper not like conventional statements. Mobile banking This free service allows you to access your account virtually anywhere. You can view current account information, complete transactions, and many others. Phone banking This convenient service allows you to access your account using a touch-tone phone. This service is ideal in situations where you are not able to physically visit a branch or you don’t have access to the Internet. Wire transfers Wire money to almost any destination in the world. You would love how easy, fast, and secure it is to transfer funds using this service.