AMI insurance is one of New Zealand's biggest insurance companies. In Operation since 1926, AMI has 70 branches, 23 agencies and two call centres, and it provides a wide range of insurance products. Furthermore, AMI is a mutually owned insurance company, which means that profits are put back into the company for the good of its customers. This article overviews the range of insurance products on offer from AMI today.
AMI insurance product range
AMI's product range can be subdivided into the following areas: House Insurance AMI offers two levels of house insurance, which are:
AMI Premier Housing Policy
This policy provides for the full replacement of the customers house. This means that if the house can be restored it will be, otherwise payment will be made to cover a house of the same floor area. AMI Market Value House Insurance Policy
This insurance is designed to cover wear and tear on properties which are either older properties or rental ones. The idea is to provide insurance which makes it possible to conduct repairs without immediate once off expenditure.
AMI Contents insurance
This provides three levels of protection for contents of the house, which are: AMI Advanced Content Insurance:
This allows for repair or replacement of household items up to the full market value. AMI Premier Content Insurance:
Only pays for a limited number of household items, and fixes a pay-out value on them. AMI Standard Content Insurance:
Pays out the market value rate for loss or damage of contents due to storm, fire, flood, and theft. AMI Car insurance:
Covers the full range of car insurance, which is: AMI Third Party Car Insurance:
Covers the third party's vehicle.
AMI Third Party Fire and Theft Insurance:
Covers the vehicle for fire and theft as well as the third person’s vehicle. AMI Private Vehicle Car Insurance:
This is a comprehensive service which covers the vehicle for any of the above damage. It also covers the insured for damage created by the owner as well as damage from natural disasters.
Other AMI Insurance Policies
AMI also covers a wide range of the other types of insurance, which includes the following: · Boat Insurance
· Motorcycle insurance
· Caravan and Trailer insurance
· Farm and Lifestyle insurance
Unique features of AMI Insurance
AMI has the following unique features:
· Multi-Policy discounts.
· Wide range of policies, which cover most personal possessions and vehicles.
· Easy to use website.
· Easy to read documentation.
· Customer focused.
· A+ (superior rating), as rated by AM Best insurance, on 09.10.2008.